CBB Bancorp Q3 2026 Results

CBB Bancorp Q3 2026 results showed stronger interest income, 16.1% annualized loan growth and a $0.15 quarterly dividend likely to attract income flows.

October 23, 2026·2 min read
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Flat-vector bank vault merging with an expanding loan ledger to symbolize CBB Bancorp Q3 2026 results and dividend.

KEY TAKEAWAYS

  • Reported third-quarter net income of $5.1 million, or $0.48 per diluted share.
  • Net interest income rose to $16.5 million, up 7.6% sequentially.
  • Board declared a $0.15 quarterly cash dividend payable Nov. 27, 2026.

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CBB Bancorp’s Q3 2026 results, released Oct. 23, 2026, showed stronger interest income and faster lending activity that boosted profit and led the board to declare a quarterly cash dividend.

Third-Quarter Earnings and Operating Metrics

CBB Bancorp reported third-quarter net income of $5.1 million, or $0.48 per diluted share, up from $4.9 million, or $0.46, in the previous quarter, the company said in a press release on Oct. 23, 2026. For the nine months ended Sept. 30, 2026, net income reached $15.7 million, or $1.47 per diluted share, compared with $13.4 million, or $1.27, in the same period of 2025.

Net interest income totaled $16.5 million for the quarter, rising $1.2 million, or 7.6%, from the prior quarter and $813,000, or 5.2%, year over year. Loan growth accelerated to a 16.1% annualized rate during the period. The third-quarter return on assets stood at about 1.0%, reflecting higher interest earnings and expanding loan balances.

These results indicate improving core revenue momentum and a sequential rise in profitability that extended through the first nine months of the year. The combination of stronger interest income and faster lending supported the earnings advance without new capital actions.

Dividend Declaration and Corporate Details

The board declared a quarterly cash dividend of $0.15 per common share, payable Nov. 27, 2026, to shareholders of record on Nov. 13, 2026, according to a separate Oct. 23 press release. CBB Bancorp is the holding company of Commonwealth Business Bank, which operates as CBB Bank.

The dividend follows the nine-month profit increase and reflects a near-term capital return tied to the reported results. The sequential net-income improvement, rising interest income, and accelerating loan growth framed the board’s decision to return cash to shareholders.

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