Bank of America Earnings Beat on Trading Revenue
Bank of America earnings topped Q4 2025 estimates as trading revenue and net interest income strengthened, supporting trading flows Jan. 14, 2026
KEY TAKEAWAYS
- Q4 net income rose to $7.6 billion, helped by higher trading revenue and stronger net interest income.
- Sales-and-trading revenue rose 10% to $4.5 billion, driven by heightened client activity.
- Diluted EPS was $0.98 and return on tangible common equity reached 14.0%.
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Bank of America Corp. (BAC) reported fourth-quarter 2025 earnings on January 14, 2026, surpassing estimates as higher trading revenue and stronger net interest income boosted quarterly profit and prompted a management conference call.
Fourth-Quarter Results and Investor Events
The bank posted net income of $7.6 billion for the quarter ended December 31, 2025, up from $6.8 billion a year earlier, with diluted earnings per share rising 18.0% to $0.98, the company said in a press release. Revenue, net of interest expense, totaled $28.4 billion, supported by net interest income of $15.8 billion. Return on tangible common equity was 14.0%.
Sales-and-trading revenue increased 10.0% year over year to $4.5 billion, or $4.53 billion excluding debit valuation adjustments. The company attributed the gain to heightened client activity amid market volatility, exceeding estimates of roughly $4.3 billion.
Bank of America serves about 69 million consumer and small-business clients through approximately 3,600 retail centers and 15,000 ATMs. It reported around 59 million verified digital users.
The results were released at approximately 6:45 a.m. ET via PR Newswire and the company’s investor-relations website, accompanied by a Form 8-K filing with the SEC. An investor conference call with Chair and CEO Brian Moynihan and Executive Vice President and CFO Alastair Borthwick was scheduled for 8:30 a.m. ET, with live audio and slides available online and a replay through January 23. The next quarterly report is set for April 15, 2026.
